Insurance Companies are Mining Online Data To Predict Medical Health and Lifespan

Life insurers are testing new ways to predict life expectancy and are mining personal data online and offline to analyze the health and medical conditions of consumers. According to an investigation by the Wall Street Journal, executives at American International Group Inc., Aviva USA, and Prudential Financial Inc., confirm they are exploring the use of consumer-marketing data to create a “predictive modeling” system for insurance applicants.

Making the approach feasible is a trove of new information held by giant U.S. data-collection firms, such as Acxiom, Alliance Data Systems Corp., Experian PLC, and Infogroup, who each have detailed information on more than 100 million American households. Deloitte Consulting LLP, a major backer of the concept, has pitched it in recent months to numerous insurers.

These data-gathering companies have such extensive files on most U.S. consumers – online shopping details, catalog purchases, magazine subscriptions, leisure activities and information from social-networking sites – that some insurers are exploring whether data can reveal nearly as much about a person as a lab analysis of their bodily fluids.

This data increasingly is gathered online, often with consumers only vaguely aware that separate bits of information about them are being collected and collated in ways that can be surprisingly revealing. In this Wall Street Journal NewsHub video interview, reporter Leslie Scism explains how “Insurers Test Data Profiles to Identify Risk Clients”.

Although the personal information sold by marketing-database firms is lightly regulated, utilizing it in the life insurance application process would “raise questions” about whether the data would be subject to the federal Fair Credit Reporting Act, says Rebecca Kuehn of the Federal Trade Commission’s division of privacy and identity protection.

(more…)

Comments Off on Insurance Companies are Mining Online Data To Predict Medical Health and Lifespan

Video – First Lady Michelle Obama Speaks on Health Insurance Reform and Older Women

Watch as First Lady Michelle Obama speaks about the difficulties senior women face in today’s health insurance market and the importance of reform. From the The White House, Washington, D.C. on November 13, 2009.

(more…)

Comments Off on Video – First Lady Michelle Obama Speaks on Health Insurance Reform and Older Women

Video – President Barack Obama On the Passage of Health Care Reform

Watch as President Obama speaks moments after the historic passage by the House of Representatives of the Senate’s health reform legislation.

After a vote on March 21, 22, 2010 in the U.S. House of Representatives (Congress) to pass health care reform (health insurance reform), President Barack Obama, with Vice President Joe Biden, speaks to all Americans on the change they will finally see as they are given back control over their own health care and health insurance choices.

(more…)

Comments Off on Video – President Barack Obama On the Passage of Health Care Reform

Video – The Influence of Money and Lobbying on Health Care Reform

Watch as Bill Moyers explores at the influence of money and lobbying on health care reform efforts in Washington, D.C. on The Bill Moyers Journal on PBS.

Last month, testimony in front of the U.S. Senate Committee on Commerce, Science and Transportation by a former health insurance insider named Wendell Potter made news even before it occurred: CBS NEWS headlined: “Cigna Whistleblower to Testify.” After Potter’s testimony the industry scrambled to do damage control: “Insurers defend rescissions, take heat for lack of transparency.”

(more…)

Comments Off on Video – The Influence of Money and Lobbying on Health Care Reform

Video – First Lady Michelle Obama Explains that Health Insurance Reform Matters to Women

First Lady Michelle Obama explains why Health Insurance Reform matters to women. Watch First Lady Michelle Obama explain why Health Insurance Reform matters to women.

The First Lady says that, in some states, maternity care is not covered because pregnancy can be seen as a pre-existing condition.  Worse, it’s even legal in some states to deny a woman coverage because shes been a victim of domestic violence.
(more…)

Comments Off on Video – First Lady Michelle Obama Explains that Health Insurance Reform Matters to Women

Video – First Lady Michelle Obama Endorses a Healthy Diet and Exercise at the White House

First Lady Michelle Obama talks to school children about the importance of exercise and nutrition at the Healthy Kids Fair on the South Lawn at the White House.  Watch as First Lady Michelle Obama Endorses a Healthy Diet and Exercise.

According to the White House Blog, First Lady Michelle Obama considers the White House garden as more than a plot of land. It also is a soapbox, a podium from where she can send her message of healthy eating.

(more…)

Comments Off on Video – First Lady Michelle Obama Endorses a Healthy Diet and Exercise at the White House

Video – President Barack Obama Rose Garden Address on Milestones for Health Reform and Iraq (White House, DC)

President Barack Obama speaks to the press in the Rose Garden of the White House about the Congressional House of Representatives passage of health insurance reform and new progress towards autonomy in Iraq.  Watch President Obama Address on Milestones for Health Reform and Iraq on November 8, 2009.
(more…)

Comments Off on Video – President Barack Obama Rose Garden Address on Milestones for Health Reform and Iraq (White House, DC)

Video – First Lady Michelle Obama and Dr. Jill Biden Observe Breast Cancer Awareness Month (White House, DC)

First Lady Michelle Obama recognizes new advances in the treatment and heightened awareness of breast cancer and says women need health insurance reform to prevent and combat the disease.  Watch as First Lady Michelle Obama and Dr. Jill Biden Observe Breast Cancer Awareness Month.

(more…)

Comments Off on Video – First Lady Michelle Obama and Dr. Jill Biden Observe Breast Cancer Awareness Month (White House, DC)

Video – President Obama says Health Reform is Urgent for the Economy

President Barack Obama discusses ongoing efforts to spur job creation.

The President also explains why health insurance reform is needed not just for long-term economic stability, but in the immediate future, discussing statistics on how costs will continue to skyrocket and hurt small businesses even next year.  Watch President Obama’s Weekly Address for October 3, 2009.

(more…)

Comments Off on Video – President Obama says Health Reform is Urgent for the Economy

Video – PBS Interview of Aetna Executive Wendell Potter (Part 2)

Meet Wendell Potter. Bill Moyers interviews former health insurance industry executive Wendell Potter, who left the field after almost 20 years to become a health reform advocate.

Watach Wendell Potters’ experiences inside the health insurance industry, their work fighting a public option, and the insurance companies close ties to Washington. (more…)

Comments Off on Video – PBS Interview of Aetna Executive Wendell Potter (Part 2)

Video – PBS Interview of Former Aetna Executive, Wendell Potter (Part 1)

Meet Wendell Potter. Bill Moyers interviews former health insurance industry executive Wendell Potter, who left the field after almost 20 years to become a health reform advocate.

Watch Wendell Potters’ experiences inside the health insurance industry, their work fighting a public option, and the insurance companies close ties to Washington. (more…)

Comments Off on Video – PBS Interview of Former Aetna Executive, Wendell Potter (Part 1)

Video – Sick for Profit Movie Trailer (Aetna, CIGNA, Humana, WellPoint, UnitedHealthcare)

Major American corporations in the business of providing health insurance, such as Aetna, CIGNA, Humana and WellPoint, have abandoned insurance policyholders for profit.

Brave New Films is launching a campaign to reveal the truth about the health insurance industry and expose the obscene wealth of the CEOs of Aetna, CIGNA, Humana and WellPoint. The movie Sick for Profit tells the story of Isabella, a four year-old girl in Winsconsin who is physically incapable of eating and has had to be tube fed her entire life. Watch the trailer.

(more…)

Comments Off on Video – Sick for Profit Movie Trailer (Aetna, CIGNA, Humana, WellPoint, UnitedHealthcare)