AnnualMedicalReport.com Verifies Congressional Testimony of Medical Information Bureau Executive

The article “How Insurance Companies Predict When You’ll Die” by Joel S. Winston appeared on Credit.comYahoo Finance, and MSN.com Money. The article mentioned the long history of the Medical Information Bureau (MIB Group Inc.), including MIB’s collection of codes for “sexual deviation” and “social maladjustment” during the 1960’s and 1970’s.

The factual record shows that, under questioning by a Senate Banking Committee in 1973, the Medical Information Bureau’s former executive director and general counsel, Joseph C. Wilberding, testified that,”the individual consumer files collected and exchanged by Medical Information Bureau, has included information on “sexual deviation”, drug addiction, alcoholism and such hazardous hobbies as auto racing and flying.”

In a lengthy newspaper interview in 1975, Mr. Wilberding, further explained that Medical Information Bureau’s “sexual deviation” code was “aimed primarily at homosexuals.” Whereas the “social maladjustment” code Wilberding said, “included individuals ‘who are predatory and follow more or less criminal pursuits, such as racketeers, dishonest gamblers, prostitutes, and dope peddlers.’” Congressional testimony by Mr. Wilberding also revealed that the Medical Information Bureau did not independently verify whether the personal information it collected and sold was accurate or truthful.

Although Mr. Wilberding’s testimony is preserved in the public record by Congressional documents and newspaper archives, the Medical Information Bureau’s current executive vice president and general counsel, Jonathan W. Sager, objected to the discussion of Mr. Wilberding’s testimony in “How Insurance Companies Predict When You’ll Die”. Mr. Sager commented, “Mr. Winston’s research yielded some interesting, if unverifiable, history about Joe Wilberding’s 1973 testimony before Sen. Proxmire’s committee that I cannot specifically address or refute.” Nevertheless,

Mr. Sager would not comment directly on Wilberding’s testimony. However, he said: “Let me assure you that MIB does not have codes for ‘homosexuality, effeminate behaviors, bachelorhood, HIV acquisition, and a woman’s questionable ‘moral character’ for giving birth out of wedlock.'””

But, a close review of the record shows that, in “How Insurance Companies Predict When You’ll Die”, Mr. Winston wrote, “the “other” category in MIB files has included information on “sexual deviation” [emphasis added]. Notably, Mr. Sager does not refute that, in the past, MIB has collected personal information about individuals, including sexual deviation, homosexuality, effeminate behaviors, bachelorhood, HIV acquisition, and a woman’s questionable “moral character” for giving birth out of wedlock. (For more details on the Medical Information Bureau’s past collection of personal information, see the article, “Vintage Credit Report from 1970’s Describe Effeminate Men, Homosexuals, and Single Mothers Living Alone”.) (more…)

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