Equifax Workforce Solutions (a/k/a TALX Corporation, a/k/a The Work Number, a wholly owned subsidiary of Equifax Inc.) is a corporation that collects and sells personal information on 190 million Americans regarding employment history, week-by-week payroll, employee benefits, and employer-sponsored insurance coverage.

All consumers are entitled to request a copy of their Equifax Workforce Solutions (a/k/a TALX Corporation, a/k/a The Work Number, a wholly owned subsidiary of Equifax Inc.) without charge once every 12 months. A Work Number “Employment Data Report” includes a copy of the information potentially given to those requesting employment information on you from The Work Number. In addition, The Work Number Employment Data Report contains a list of each time a verifier has attempted to access some or all of your data using The Work Number. Individuals must contact The Work Number directly online at www.TheWorkNumber.com; by phone at 1-866-604-6570; by fax at 1-877-879-8182; or by mail at “TALX Corporation, ATTN: EDR, 1845 Borman Ct. Suite 337, St. Louis, MO 63146.”

Few consumers have ever heard of Equifax Workforce Solutions (a/k/a TALX Corporation, a/k/a The Work Number, a wholly owned subsidiary of Equifax Inc.). Even world-renowed privacy experts are unaware. “Are you joking? Oh my god, I’m shocked,” said privacy expert consultant Larry Ponemon, founder of the Ponemon Institute, upon learning of the existence of The Work Number credit reporting database.

Equifax Workforce Solutions sells income and employment history information about individuals to employers, banks, pre-employment screening companies, property managers, debt-collection agencies, social services agencies, and others for use in determining their eligibility for credit, employment, or other purposes. Accordingly, Equifax Workforce Solutions (a/k/a TALX Corporation, a/k/a The Work Number, a wholly owned subsidiary of Equifax Inc.), is classified as a “nationwide specialty consumer reporting agency” subject to the Fair Credit Reporting Act (FCRA). Typically, report verifications are required when a person applies for a job, leases an apartment, updates their immigration status, or applies for a loan or public aid.

With the aid of thousands of human resource departments and governments around the country, Equifax has built one of the deepest pools of personal information on the planet, with databases containing 190 million individual employment and salary records covering one-third of U.S. adults. How personal? The Work Number database is so detailed that it contains week-by-week paystub information dating back years for many individuals, as well as other kinds of human resources-related information, such as health care provider, whether someone has dental insurance and if they’ve ever filed an unemployment claim.

In 2009, Equifax Workforce Solutions (a/k/a TALX Corporation, a/k/a The Work Number, a wholly owned subsidiary of Equifax Inc.) agreed to settle Federal Trade Commission charges that TALX Corporation violated federal law by failing to provide certain disclosures to users of their consumer reports and to entities that provide information for consumer reports.

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