AnnualMedicalReport.com

Know Your Health.

Insurance companies use "credit reports for your health" to share sensitive personal and medical information. In fact, errors in these medical report files cost policyholders thousands of dollars in higher premiums and enable insurers to rescind coverage. Federal law entitles every individual to request an annual copy of their medical report file from the nationwide specialty consumer reporting agencies.

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Saving Money

According to BusinessWeek, two-thirds of all insurance companies are using consumers’ medical histories and personal information to deny coverage, charge higher premiums, and exclude certain medical conditions from policies. For many insurance customers, failing to verify their medical report files from each of the three nationwide insurance consumer reporting agencies has become an expensive problem.

Protecting Privacy

We maintain strict privacy requirements to safeguard important information. Our request process is protected by 256-bit SSL encryption and all orders are completed via a secure transfer protocol. And, you can relax because there are no long term contracts, no monthly charges, and no termination fees. Security and privacy are the foundation of AnnualMedicalReport.com.

Who are We?

AnnualMedicalReport.com is a private organization that works on behalf of families, employees, and businesses to improve privacy protections for personal medical information, establish technological standards for insurance company use of consumer reporting data, and reduce out-of-pocket costs for consumers by detecting and deterring insurance company fraud and discrimination. AnnualMedicalReport.com is on schedule to save insurance consumers $1 billion dollars by 2014!

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Customer Feedback

"Thanks for providing this information! My 10 year old daughter was denied for health insurance and my husband and I didn't understand why. She has asthma, but her medical report mistakenly said she had emphysema! Obviously, my little girl doesn't have smoker's cough."

Debbie A., Grand Rapids, MI

"Thanks to your help, I found two critical errors in my medical report file. After I fixed my file with the MIB and informed my insurer, I saved almost $6000 in health insurance premiums for this year!"

Ryan G., Los Angeles, CA

When I first tried to buy health insurance in 2003 after exhausting my COBRA benefits, I was horrified to learn that I was uninsurable because of pre-existing conditions. I’ve been diagnosed with diabetes, and I’m perfectly healthy, but the insurance companies refuse to cover me.

Michael M., Abingdon, VA